Offshore call centers
Today I called Amazon.com's call center about a payment that did not go through. I was trying to buy some personal medical equipment with my FSA card.
The service rep was well-mannered, spoke great English with a hint of an Indian accent, and seemed to know his way through things. That is, until he told me that my FSA debit card payment was being rejected by the bank and I should call the bank.
This was confusing for me, because I did not get my FSA card through a bank, but rather through my benefits provider. I asked him if he knew what an FSA card was, and all he could say generically is that "sir, I am sorry we do not have that information". When I asked why the payment could be rejected, he first said, "there must be insufficient funds in your account" - so I logged on and confirmed that I did have the funds to cover it. Then he said, "they must suspect some kind of fraud" - seriously? On Amazon.com?
After a follow up call to my FSA provider, it turns out it is because Amazon's store code is not a medical supplies provider store code, and the FSA card can only be used with FSA approved vendors.
Two things for Amazon - one, get on the program with FSA cards. You could get a lot of business that way. Number two, when you get on board with FSA, make sure your offshore service agents are as well.
